Being on top of your cash in these straightened times is becoming increasingly important, as you have increasingly less in your pocket.
Money management tools, like Lloyds Money Manger help you budget better, apparently – and it seems a darn sight more useful than a shoe-box stuffed with papers, receipts, notes and old statements.
One of the many bonuses about the Lloyds Money Manager is it’s free (you don’t want to be dishing out for something that’s meant to help keep tabs on your finances!).
And not only does the internet banking Money Manager service help you keep track of most of your spending, but it also chunks together your monthly transactions into groups, like entertainment, food and travel, plonks them in a pie chart and lets your muse over just how much you do – or don’t – spend on feeding yourself and your family.
To enjoy Lloyds Money Manager you’ll need to have a Lloyds TSB personal current account or credit card, and be up for internet banking. But once you do, you’ll be able to enjoy the benefits of taking fiscal control, even if it does make depressing reading.
You’ll be able to keep tighter tabs on what leaves your account in any typical month, and able to compare and contrast for up to two years. Most of your spending will be categorised automatically, and you can create your own categories for a more personal assessment.
Take a look at the video and click-through to find out more.